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# Bolt launches Bolt Card for drivers with Airwallex
- URL: https://www.embeddedfinancereview.com/bolt-card-drivers-airwallex/
- Published: 2026-10-29T10:24:54.000Z
- Updated: 2026-10-29T10:24:54.000Z
- Description: Bolt launches Bolt Card for drivers in France with Airwallex, following the Uber Pro Card in the UK. How the two compare and where finmid fits.
- Author: Lars Markull
- Tags: News, Europe, France, Embedded Banking, Embedder, Enabler, Mobility, Bolt, Airwallex, Uber, Griffin, Finmid, Visa

Bolt has launched Bolt Money, a new financial services unit for its drivers and couriers, led by Managing Director [Edgars Kokins](https://www.linkedin.com/in/edgarskokins/?ref=embeddedfinancereview.com). Its first new product is [Bolt Card](https://bolt.eu/en-fr/support/articles/72251/?ref=embeddedfinancereview.com), a wallet and Visa card inside the Driver app built with [Airwallex](https://www.airwallex.com/global/case-studies/bolt?ref=embeddedfinancereview.com). The offering is being rolled out gradually in France to drivers who work as sole proprietors or run a solo fleet. Bolt is the Tallinn-headquartered mobility platform behind ride-hailing, scooters, car-sharing and food delivery, with more than 4.5 million driver, courier and merchant partners in over 50 countries. Airwallex [announced the launch](https://www.linkedin.com/posts/jack-zhang-05200222%5Fbolt-knows-its-drivers-and-couriers-much-ugcPost-7521241163484372992-eMFg/?ref=embeddedfinancereview.com) on 28 October, more than a year after the two companies [first partnered](https://www.airwallex.com/global/newsroom/bolt-and-airwallex-partner-to-enhance-new-global-payments-system-for-drivers?ref=embeddedfinancereview.com) on driver payouts in June 2025.

Drivers find Bolt Card in the side menu of the Driver app, right between Earnings and Trip history, and joining is free with no monthly fee. Once they join, their earnings land in the wallet shortly after each completed ride instead of arriving in their bank account with the weekly Monday payout. They can pay with the virtual card straight away, add it to Apple Pay or Google Pay, order a physical card, or send money to their own bank account with five free transfers a month and €0.10 per transfer after that.

## Driver cards at Uber, Lyft and now Bolt

Financial services are becoming an important tool in the competition between ride-hailing apps. Many drivers have always worked for several apps at once, picking whichever ride was most convenient or paid best. The apps have long tried to tie drivers closer to their own ecosystem with different initiatives, and financial services seem to have become a weapon of choice for many. This trend started in the US years ago. Uber first put driver earnings on a debit card with [Green Dot](https://www.fintechfutures.com/partnerships/green-dot-uber-partnership-goes-nationwide?ref=embeddedfinancereview.com) in 2016 and relaunched it as the Uber Pro Card with [Branch and Marqeta](https://newsroom.mastercard.com/news/press/2022/october/uber-partners-with-mastercard-marqeta-and-branch/?ref=embeddedfinancereview.com) in 2022, while Lyft launched Lyft Direct with [Payfare and Mastercard](https://newsroom.mastercard.com/news/press/2019/may/mastercard-and-lyft-partner-to-provide-drivers-immediate-access-to-their-earnings/?ref=embeddedfinancereview.com) in 2019.

In Europe, Bolt also isn't the first ride-hailing app to do this. Uber [brought the Uber Pro Card to the UK](https://www.embeddedfinancereview.com/uber-launches-embedded-banking-for-uk-drivers-with-griffin-and-mastercard/) in January, built on Griffin for the accounts, Transact Payments for card issuing and Marqeta for card processing. Drivers get their earnings right after each trip, plus interest on savings and cashback on fuel and EV charging, tied to their Uber Pro tier.

While the European solutions from Bolt (only France for now) and Uber (only UK for now) appear to be very similar, there are some differences, driven by the providers they chose to work with. Both are fully embedded banking products in the driver app, but Airwallex seems more visible to Bolt drivers than the providers behind Uber's product. The Airwallex name shows up in the app and on statements when drivers move money to their own bank, and drivers pick Airwallex as the bank when adding the card to Apple Pay or Google Pay.

That doesn't come as a surprise and mostly reflects how the providers work. Airwallex also sells its accounts and cards directly to SMEs around the world, so it offers Bolt a more paved road. And since Airwallex is a known brand, I assume Bolt is relaxed about the exposure.

And there is one more important difference between the two solutions, again driven by the providers: Uber can pay out interest on the account balance because its partner Griffin is a bank, while Airwallex, as a licensed e-money institution, cannot.

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## From Bolt Food Finance with finmid to Bolt Money

Bolt Money is new, but Bolt itself has been offering financial products for a while. It started with restaurants: [Bolt Food Finance](https://www.embeddedfinancereview.com/bolt-food-launches-embedded-lending-for-restaurants-via-finmid-partnership/) runs with German embedded lender finmid in Latvia and Lithuania and [with UK lender YouLend](https://www.youlend.com/blog/youlend-powers-bolt-food-finance-in-poland?ref=embeddedfinancereview.com) in Poland. These are typical cash advance products, repaid from a share of the restaurant's sales, and they have become common across food delivery platforms.

In October, Bolt then brought financial services to drivers and fleet owners, again starting with lending and extending its finmid partnership from restaurants to vehicles. With [Bolt Vehicle Solutions](https://www.embeddedfinancereview.com/skroutz-and-bolt-embed-lending-with-finmid-as-it-raises-eur17m/), fleet operators finance cars available through the Bolt platform, repay in fixed monthly instalments and own the vehicle after the last one. The goal here is to help successful small fleet owners grow their number of cars, with specific incentives that tie them more closely to Bolt. With Bolt Card, and even more with Bolt Money as its own unit, these efforts now seem to get far more focus inside Bolt.