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# Dutch business software provider Exact launches embedded lending offering in partnership with Rabobank
- URL: https://www.embeddedfinancereview.com/dutch-business-software-provider-exact-launches-embedded-lending-offering-in-partnership-with-rabobank/
- Published: 2024-10-12T20:35:00.000Z
- Updated: 2025-11-15T20:31:50.000Z
- Description: Dutch business software Exact partners with Rabobank for embedded invoice financing up to €100K solving delayed payment crisis. How banking partnerships transform platforms.
- Author: Lars Markull
- Tags: News, Exact, Rabobank, Netherlands, Business Software, Embedded Lending, Embedder

**Background:** Exact’s cloud software solution includes functionalities from the areas of finance, ERP, and business processes. The company claims to have more than 675,000 customers, from sole-traders and startups to established businesses, with a strong focus on the BeNeLux countries.

**Embedded lending launch:** Exact has partnered with Dutch bank Rabobank to offer short-term working capital financing for entrepreneurs ([Exact](https://www.exact.com/nl/nieuws/exact-en-rabobank-slaan-handen-ineen-om-ondernemers-snel-en-eenvoudig-van-kortlopend-werkkapitaal-te-voorzien?%5Fbhlid=fef74f0bfc9b968b4c94e558745246acc6711aa1&ref=embeddedfinancereview.com)). The financing option is available within the user dashboard, where it can be requested for invoices up to 100,000 EUR. Within one working day, Rabobank will make the funds available if approved.

**Product landscape:** Exact already offered a pay-by-link option where the entrepreneur using Exact can include a link in the invoice that enables their customers to pay conveniently by card or other payment methods. Such features already aim at reducing the time for payment for invoices, but the invoice financing is a step further. I don’t have any further insights, but I am certain that Exact will likely work on other financial features and products already.

**Context:** Like in many other countries, delayed payments happen frequently to Dutch entrepreneurs; according to Exact, on average, 29% of all invoices are paid after the due date. This causes often challenges for the business owners and having flexible working capital financing available is reducing this stress.

Thanks to subscriber [Adrian](https://www.linkedin.com/in/adrian-klee/?%5Fbhlid=5cb9e8b9dc79ef1e901de53e5a81c98cc97ab3d3&ref=embeddedfinancereview.com) for highlighting this news story to me!