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# Uber's Quiet UK Embedded Banking Launch & 10 More January Stories
- URL: https://www.embeddedfinancereview.com/ubers-quiet-uk-embedded-banking-launch-10-more-january-stories/
- Published: 2026-02-04T06:00:34.000Z
- Updated: 2026-02-04T06:00:33.000Z
- Description: January's biggest embedded finance news: Uber's UK card launch, Shares buying Treezor, Stripe powering Microsoft Copilot, and more.
- Author: Lars Markull
- Tags: Newsletter

Hi Embedded Finance Friend

This newsletter went out a bit later than expected. If I am being honest, I missed my calendar reminder for the monthly mailing, and I only realised last night.

📩

This is the monthly news summary. I also send newsletters with weekly roundups and podcast episodes. You can adjust your preferences via the link in the footer.

January was busier than expected. The Uber story (see #1) outperformed all my other articles. And February is already off to a strong start, too, so stay tuned.

Lastly, I consider it a privilege that many of my readers and followers reach out when they are working on something new in Embedded Finance. This gives me a chance to learn about new projects, and I am also happy to provide feedback and offer introductions to my network (when beneficial and mutually agreed).

To make this a bit more 'official', I have created an **Office Hours** page on my website. If you'd like to chat, get in touch via the link below. 

And now let’s dive in 👇

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🔔

****Office Hours:** I offer free calls for anybody building in Embedded Finance. I share my initial feedback and suggest intros to my network: [Get in touch](https://www.embeddedfinancereview.com/office-hours/)

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## News

*In January, I covered eleven Embedded Finance stories. Click through to read the full versions on my website (sorted by views):*

1. **Uber** launches the Uber Pro Card in the UK, offering instant payouts, fuel cashback, and a linked bank account. Built on **Griffin**'s BaaS platform. ([EFR](https://www.embeddedfinancereview.com/uber-launches-embedded-banking-for-uk-drivers-with-griffin-and-mastercard/))
2. French investment fintech **Shares** enters exclusive negotiations to buy **Treezor**, the BaaS platform that helped launch Qonto, Lydia, and Swile. ([EFR](https://www.embeddedfinancereview.com/shares-enters-exclusive-talks-to-acquire-treezor-from-societe-generale/))
3. **Worldline** launches merchant financing with **YouLend**. Plus: why PSPs are racing to add lending, and YouLend's $230M revenue milestone. ([EFR](https://www.embeddedfinancereview.com/worldline-and-youlend-launch-cash-advance-for-european-smbs/))
4. **Stripe** powers checkout in **Microsoft** Copilot, allowing users to complete purchases in chat. Part of Stripe's push to become the infrastructure for AI commerce. ([EFR](https://www.embeddedfinancereview.com/stripe-powers-checkout-inside-microsoft-copilot/))
5. **Swan** launches Belgian IBAN accounts, now offering local IBANs across six European markets. Existing customers like **Accountable** likely drove this. ([EFR](https://www.embeddedfinancereview.com/swan-launches-belgian-iban-accounts-as-sixth-local-market/))
6. **NatWest Boxed** now has five BaaS customers live, including the **AA** and **Saga**, with three more unannounced. Point-of-sale lending is next on the roadmap. ([EFR](https://www.embeddedfinancereview.com/natwest-boxed-update-aa-saga-live-three-more-in-the-pipeline/))
7. UK payments infrastructure provider **Modulr** expands into the US through a partnership with **FIS**, marking its first market outside Europe and adopting a different playbook. ([EFR](https://www.embeddedfinancereview.com/modulr-partners-with-fis-to-enter-us-market/))
8. **Wix** expands Wix Payments to 11 EMEA countries using **Stripe** Connect. How the website builder is following Shopify's playbook into embedded finance. ([EFR](https://www.embeddedfinancereview.com/wix-expands-white-label-payments-to-11-emea-countries-with-stripe/))
9. **RentSpree** partners with **Unit** to launch embedded banking and bill pay for landlords. Another vertical SaaS platform turning workflows into financial hubs. ([EFR](https://www.embeddedfinancereview.com/rentspree-launches-embedded-banking-for-small-landlords/))
10. **Vox AI** partners with **Adyen** to add payment terminals at drive-thru speaker towers. How the voice AI provider is embedding payments into QSR automation. ([EFR](https://www.embeddedfinancereview.com/vox-ai-adds-payment-terminals-to-drive-thru-voice-ordering/))
11. **JPMorgan Chase** takes over **Apple** Card from **Goldman Sachs**, ending a six-year partnership that cost the bank billions. What it means for embedded finance. ([EFR](https://www.embeddedfinancereview.com/jpmorgan-takes-over-apple-card-as-goldman-exits-embedded-finance/))

## Podcast

*In January, I published three podcast episodes – more than usual to make up for November and December. Click through for details and links to all platforms (sorted by plays):*

1. **Banxware**'s Lending Orchestration Layer: Connecting Platforms, Banks & SMEs ([EFR](https://www.embeddedfinancereview.com/podcasts/banxwares-lending-orchestration-layer-connecting-platforms-banks-smes/))
2. Embedded Banking Done Differently: **NoCFO**’s Teemu Karuluoto on Choosing a Neobank Over BaaS ([EFR](https://www.embeddedfinancereview.com/podcasts/embedded-banking-done-differently-nocfos-teemu-karuluoto-on-choosing-a-neobank-over-baas/))
3. Hope Is Not a Strategy: What Makes Embedded Finance Partnerships Actually Work with **Jas Shah** ([EFR](https://www.embeddedfinancereview.com/podcasts/hope-is-not-a-strategy-what-makes-embedded-finance-partnerships-actually-work-with-jas-shah/))

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Thank you for reading. I hope you enjoyed this edition.

My newsletter, podcast, and event activities are free, but I need your support to continue. Please share Embedded Finance Review with your friends and coworkers, and let me know your feedback.

And if you need help understanding, building, or launching an embedded finance product, visit [my website](https://www.embeddedfinancereview.com/work-with-me/) and get in touch.

Best wishes from Berlin,

Lars Markull ([LinkedIn](https://www.linkedin.com/in/larsmarkull/?ref=embeddedfinancereview.com))