Shopify Finance consolidates banking, credit, lending, bill pay and tax in one dashboard. How the e-commerce giant is becoming Bank Shopify through rebundling.
US sponsor banks exit banking-as-a-service as regulators tighten oversight while Fifth Third and Green Dot double down. Why only large companies may afford embedded finance access.
Youlend secures $1B financing facility from Castlelake for US expansion with Etsy and FreshBooks while Dojo partnership surpasses £1B in UK SME lending.
US lending provider Pipe launches embedded business card for software companies, shifting from revenue-based financing. Why UK expansion with GoCardless signals transformation.
Study reveals 33% of US SMEs use embedded finance via SaaS versus only 6-11% in Europe. Why European platforms struggle to promote financial products despite demand.
