I step in as interim or fractional lead for companies launching or scaling a payments, banking or lending product. The work is hands-on, from the first provider call to launch.
When companies bring me in
Most of my projects start with one of these situations:
- You are launching your first financial product and nobody on the team has done it before.
- Your payments or banking lead is leaving or going on leave, and the roadmap can’t wait for a new hire.
- You need to pick a provider, or replace one that no longer fits.
- You are weighing your in-house solution against working with a regulated partner.
Interim, fractional or one clear decision
Interim lead: I join your team two to four days a week for a defined period, usually three to six months, and own the embedded finance workstream. That covers provider talks, the business case, internal alignment and the launch plan.
Fractional lead: one day a week on an ongoing basis. This suits teams that already have someone running the product but want an experienced sparring partner on partners and regulation.
Provider Scan: a fixed-scope project for a single decision, such as choosing a banking-as-a-service, payments or payout provider. You get a shortlist with my honest read on each option and introductions to the right people.
Recent embedded finance projects
Interim Head of Payments at Aufinity
Aufinity is an automotive payments company. For five months, I worked three days a week as its interim Head of Payments. Among other things, we selected three new virtual IBAN providers for its European expansion.
Other projects
Alongside interim roles, I take on strategy and provider projects such as these:
- Caery (healthcare): designed a payment card for care consumables for statutory health insurers, picked the issuer and co-wrote a whitepaper with Visa.
- A creator platform: fintech strategy, starting with a global payout provider chosen from more than ten candidates, then a global banking product.
- An insurance provider: built the product and business case for prepaid cards covering medical payments.
- An automotive vertical SaaS platform: shaped the payment strategy and the business case for embedded payments.
- An employee benefits company: selected the banking-as-a-service provider behind its financial product.
Why work with me
I have worked in fintech infrastructure since 2014. I was the first employee at figo (open banking) and the first Head of Banking at Weavr (embedded banking), so I know how providers price and negotiate, because I used to sit on their side of the table.
Running Embedded Finance Review keeps me close to the market. I speak to the people building these products every week, and I know most European providers personally, including which ones fit which kind of product.
Independent by design
On paid mandates I take no commission or referral fee from providers. The recommendation you get is the one I would make for my own product.
Let’s talk
Tell me where your project stands, and I’ll tell you honestly whether I’m the right person for it. If not, I might know the right one.
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