Airwallex launches in Germany & 9 More February Stories

Hi Embedded Finance Friend

February was an exciting month for me: I celebrated a round birthday and finally purchased a portafilter espresso machine! What a life upgrade.

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But likely more important to you, I also announced our 9th Embedded Finance Review Event. We are inviting the Fintech Infrastructure & Embedded Finance community to Alice Rooftop on April 15th for an evening of insights and networking (we are an official side event of FIBE!). More than 50% of the tickets are gone already, so don't wait too long to get yours: Register Now

And now let’s dive in 👇

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News

In February, I covered ten Embedded Finance stories. Click through to read the full versions on my website (sorted by views):

Airwallex launches in Germany with €31M investment. The Australian payments platform targets SMEs and embedded finance partnerships across the DACH region. (EFR)
Amazon Germany adds HypoVereinsbank and Banxware to its lending programme. Credit lines up to €5m, decisions in three days, fully embedded in Seller Central. (EFR)
Fresha launches embedded lending with Adyen across seven markets. $5.5M already issued to beauty and wellness SMBs with revenue-based repayments. (EFR)
HSBC UK launches Sage-powered accounting tools inside its banking app. Meanwhile, accounting software adds banking via BaaS. Both upsell to existing customers. (EFR)
Deliveroo partners with Liberis to launch merchant funding for UK restaurants. Every major food delivery platform now offers embedded lending. (EFR)
QuickBooks launches Capital Marketplace in UK with YouLend as launch partner, offering SMBs £1k-£2m funding directly within the accounting software. (EFR)
MrBeast's Beast Industries acquires teen banking app Step. The Feastables playbook meets financial services: commoditized product, massive distribution. (EFR)
Airbnb expanded Reserve Now, Pay Later globally. Here's how it works, why they built it in-house, and what it means for bookings. (EFR)
ConnectPay built its own core banking system, Mars. Here is why that decision makes sense for a BaaS provider at scale. (EFR)
Wrisk acquires Atto to combine embedded motor insurance with open banking credit intelligence for automotive OEMs. One platform, fewer integrations. (EFR)

Podcast

In February, I published two podcast episodes. Click through for details and links to all platforms (sorted by plays):

Intergiro was profitable and bootstrapped. Then the Swedish regulator revoked its license overnight. CEO Nick Root tells his side of the story. (EFR)
Christin Burmeister explains why Otto built a 250-person payments company in-house and what it takes to run a BaFin-licensed fintech unit. (EFR)

Thank you for reading. I hope you enjoyed this edition.

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Best wishes from Berlin,

Lars Markull (LinkedIn)