Enabler

Enablers are the backend providers in Embedded Finance. They provide technology and/or regulatory coverage for non-financial brands to provide financial services (e.g., banking-as-a-service providers).

Solaris Is Cutting 80 Jobs and Calling Itself an AI-Native Bank. The More Interesting Shift Is Who It Now Wants to Serve.

Solaris cuts 80 jobs and pivots to AI-native banking. But the more interesting question is who the Berlin BaaS pioneer now wants to serve.

By Lars Markull

/ 30 Mar 2026

Solaris Is Cutting 80 Jobs and Calling Itself an AI-Native Bank. The More Interesting Shift Is Who It Now Wants to Serve.

Flowpay Partners with Teya and Acquires Tapline as Embedded SME Lending Expands Across Europe

Flowpay partners with Teya for embedded SME lending in Central Europe and acquires Tapline to expand into Germany and the UK. What it signals for the market.

By Lars Markull

/ 23 Mar 2026

Flowpay Partners with Teya and Acquires Tapline as Embedded SME Lending Expands Across Europe

OakNorth Acquires Monite. Here's What It Says About the State of Embedded Finance.

OakNorth acquires Monite to build invoice management and expense tools into its business banking product. A different kind of embedded finance exit.

By Lars Markull

/ 16 Mar 2026

OakNorth Acquires Monite. Here's What It Says About the State of Embedded Finance.

Why ConnectPay Chose to Build Its Core Banking System From Scratch

ConnectPay built its own core banking system, Mars. Here is why that decision makes sense for a BaaS provider at scale.

By Lars Markull

/ 23 Feb 2026

Why ConnectPay Chose to Build Its Core Banking System From Scratch

Wrisk Brings Open Banking Into Embedded Insurance With Atto Acquisition

Wrisk acquires Atto to combine embedded motor insurance with open banking credit intelligence for automotive OEMs. One platform, fewer integrations.

By Lars Markull

/ 23 Feb 2026

Wrisk Brings Open Banking Into Embedded Insurance With Atto Acquisition

The Intergiro Story: How a Profitable BaaS Provider Lost Its License Overnight - Told by Nick Root

Intergiro was profitable and bootstrapped. Then the Swedish regulator revoked its license overnight. CEO Nick Root tells his side of the story.

By Lars Markull

/ 5 Feb 2026

The Intergiro Story: How a Profitable BaaS Provider Lost Its License Overnight - Told by Nick Root

Airwallex Expands to DACH with €31 Million Investment

Airwallex launches in Germany with €31M investment. The Australian payments platform targets SMEs and embedded finance partnerships across the DACH region.

By Lars Markull

/ 3 Feb 2026

Shares enters exclusive talks to acquire Treezor from Société Générale

French investment fintech Shares enters exclusive negotiations to buy Treezor, the BaaS platform that helped launch Qonto, Lydia, and Swile.

By Lars Markull

/ 30 Jan 2026

Shares enters exclusive talks to acquire Treezor from Société Générale

NatWest Boxed update: AA, Saga live, three more in the pipeline

NatWest Boxed now has five BaaS customers live, including the AA and Saga, with three more unannounced. Point-of-sale lending is next on the roadmap.

By Lars Markull

/ 26 Jan 2026

NatWest Boxed update: AA, Saga live, three more in the pipeline

Worldline and YouLend Launch Cash Advance for European SMBs

Worldline launches merchant financing with YouLend. Plus: why PSPs are racing to add lending, and YouLend's $230M revenue milestone.

By Lars Markull

/ 19 Jan 2026

Worldline and YouLend Launch Cash Advance for European SMBs

Banxware's Lending Orchestration Layer: Connecting Platforms, Banks & SMEs

Banxware shifted from direct lender to lending enabler. Jens Roehrborn explains how their orchestration layer connects platforms with bank funding.

By Lars Markull

/ 15 Jan 2026

Banxware's Lending Orchestration Layer: Connecting Platforms, Banks & SMEs

Modulr Partners with FIS to Enter US Market

UK payments infrastructure provider Modulr expands into the US through a partnership with FIS, marking its first market outside Europe and adopting a different playbook.

By Lars Markull

/ 12 Jan 2026

Modulr Partners with FIS to Enter US Market