Youlend secures $1B financing facility from Castlelake for US expansion with Etsy and FreshBooks while Dojo partnership surpasses £1B in UK SME lending.
US lending provider Pipe launches embedded business card for software companies, shifting from revenue-based financing. Why UK expansion with GoCardless signals transformation.
Study reveals 33% of US SMEs use embedded finance via SaaS versus only 6-11% in Europe. Why European platforms struggle to promote financial products despite demand.
Shopify upgrades banking product for Plus merchants with balance rewards and high transfer limits. How premium banking features drive adoption of Shopify Capital lending.
John Lewis partners with Zopa Bank for personal loans up to £35K as Tesco and Sainsbury's exit banking. Why customer journey and value proposition determine embedded lending success.
Wolt CEO hints at bank license application after launching Wolt Capital with Finmid. Will food delivery become first regulated for restaurant financing?
Dutch business software Exact partners with Rabobank for embedded invoice financing up to €100K solving delayed payment crisis. How banking partnerships transform platforms.
German fintech XP Card partners with Advanzia for gaming credit card targeting niche community. Why low EU interchange forces fintech to seek alternative revenue beyond card fees.
