Visa bids $100M to replace Mastercard on Apple Card as Goldman Sachs exits. Why card networks compete fiercely for embedded finance partnerships despite losses.
Qonto launches embedded banking across 8 European countries competing with traditional BaaS providers. Why direct customer access changes the embedded banking model.
NymCard raises $33M Series B for banking-as-a-service in MENA region. Why the fintech-focused provider may pivot to embedded finance as next growth phase.
Dutch bookkeeping provider Snelstart launches embedded banking with Flow and Adyen. Why this three-layer value chain reveals how BaaS reaches smaller customers.
Vorwerk partners with Hakuna for embedded insurance on Kobold vacuum cleaners across online, retail, and advisers. How Hakuna is signing major European brands.
Maltese insurer Laferla partners with BaaS provider Andaria to launch banking products. Why insurance companies struggle to replicate bank cross-selling.
German wholesaler Metro shuts down Financial Services after reaching 25,000 B2B customers. Why retailers struggle to create compelling value with embedded banking.
Airwallex launches tax submission features for creator platforms as part of embedded finance push. Why global reach beats local features for cross-border creator economy.
German bookkeeping provider Lexware adds Youlend as fourth financing partner. Why partnership models may outperform embedded integration for marketplace lending.
Marqeta acquires e-money institution TransactPay to offer complete card issuing in EU and UK without separate BIN sponsors. Why this consolidation changes European embedded payments.
Holiday rental platform Travelnest launches payment product with MangoPay to optimize fund flow for European property owners. How embedded payments create strategic positioning.
Business services provider Vistra launches global banking with Airwallex for 200K+ managed entities. Why multi-geography BaaS partnerships beat regional providers.
