Shopify Finance consolidates banking, credit, lending, bill pay and tax in one dashboard. How the e-commerce giant is becoming Bank Shopify through rebundling.
Wolt CEO hints at bank license application after launching Wolt Capital with Finmid. Will food delivery become first regulated for restaurant financing?
Xero launches UK payroll services with Modulr reducing processing time 80% after accounts payable feature. How accounting platforms could earn majority revenue from embedded finance.
Apple opens iPhone NFC to third-party developers after EU pressure but excludes Europe initially. Why niche use cases beyond payments offer bigger opportunities.
X secures 33 US state licenses for peer-to-peer payments but needs payment processor approval for commerce revenue. Why P2P alone won't transform the platform.
Berlin healthtech Nelly partners with Adyen for embedded banking and payments targeting doctors in Germany and Italy. Why healthcare is the next embedded finance frontier.
Automotive payment platform NX Technologies raises $24M led by PayPal Ventures. Why vertical-specific providers like HiHealth are becoming the missing layer in embedded finance.
