Barclays completes Tesco Bank acquisition but keeps Tesco brand for 10 years. Why retailers struggle to create compelling embedded finance despite customer advantages.
British retailer Currys upgrades BNPL with BNP Paribas after 20% purchase adoption surpasses credit cards. Why branded financing beats consumer BNPL platforms for large merchants.
John Lewis partners with Zopa Bank for personal loans up to £35K as Tesco and Sainsbury's exit banking. Why customer journey and value proposition determine embedded lending success.
Swedish retailer Hemköp launches banking product with SEB Embedded after Coop's failure. Why loyalty points alone may not be enough to win embedded banking customers.
