Swan

Swan is the Paris-based embedded banking provider behind accounts and cards in several European software products covered on EFR. Stories on platforms such as HERO, Accountable, Sibill and Aareon in Spain that launched banking with Swan, and on Swan's expansion into new markets.

Swan adds card acceptance for freelancers at Accountable and Indy

Swan brings payment acceptance to Accountable and Indy's freelancer users, and why it matters for Swan's own balances and P&L.

By Lars Markull

/ 31 Aug 2026

Swan adds card acceptance for freelancers at Accountable and Indy

HERO Software launches HERO Wallet with Swan for German craftsmen

HERO Software launches HERO Wallet with Swan, embedding payments and reconciliation directly into craft business software in Germany.

By Lars Markull

/ 8 Jun 2026

HERO Software launches HERO Wallet with Swan for German craftsmen

Swan Launches Belgian IBAN Accounts as Sixth Local Market

Swan launches Belgian IBAN accounts, now offering local IBANs across six European markets. Existing customers like Accountable likely drove this.

By Lars Markull

/ 2 Jan 2026

French Rail Operator SNCF's Digital Unit Launches Expense Management Platform with Embedded Cards

SNCF Connect & Tech launches Tesmo Business Mobility, an expense management platform with embedded cards powered by French BaaS provider Swan, targeting SME travel spending.

By Lars Markull

/ 12 Nov 2025

French Rail Operator SNCF's Digital Unit Launches Expense Management Platform with Embedded Cards

Betterfly shares insights on their employee benefits card in Spain

How Betterfly's employee benefits card helps Spanish workers boost take-home pay by 15% through tax-advantaged meals, transport, and childcare benefits.

By Lars Markull

/ 21 Oct 2025

Betterfly shares insights on their employee benefits card in Spain

Italian Digital Accounting Provider Sibill Launches Embedded Banking Product

Italian digital accounting provider Sibill launches embedded banking with Swan, offering modular debit cards and payment accounts. What makes this significant for Italy.

By Lars Markull

/ 29 Sep 2025

Italian Digital Accounting Provider Sibill Launches Embedded Banking Product

Accountable built an embedded banking product because PSD2 failed them with Tino Keller

Tino Keller shares how Accountable launched an embedded banking product for freelancers after PSD2 and open banking failed to deliver a smooth user experience.

By Lars Markull

/ 27 May 2025

Accountable built an embedded banking product because PSD2 failed them with Tino Keller

Recap of our 6th Embedded Finance Review Event in Berlin

Berlin event highlights embedded finance innovations in property management, freelancer accounting, and corporate expenses from Getmomo, Accountable, and Circula.

By Lars Markull

/ 14 Apr 2025

Recap of our 6th Embedded Finance Review Event in Berlin

Reinventing Banking for Property Managers - with Enrique Sanchez from Aareon Spain

How Aareon Spain revolutionizes property management finance with embedded banking solution. Streamline operations, reduce costs, and gain intelligent financial insights.

By Lars Markull

/ 5 Mar 2025

Reinventing Banking for Property Managers - with Enrique Sanchez from Aareon Spain

Accountable launches embedded banking offering

Accountable launches embedded banking with Swan featuring automatic tax reserve accounts for German freelancers. Why integrated banking beats open banking connections.

By Lars Markull

/ 17 Feb 2025

Accountable launches embedded banking offering

French infrastructure providers on the rise

French fintech infrastructure providers Formance raises $21M and Swan extends Series B to $84M total. Why France is emerging as European embedded finance infrastructure leader.

By Lars Markull

/ 3 Feb 2025

Proptech provider Aareon launches banking product in Spain

Proptech provider Aareon launches TucoBan banking with Swan for Spanish homeowner associations after virtual IBAN success. How property management becomes fintech infrastructure.

By Lars Markull

/ 30 Sep 2024

Proptech provider Aareon launches banking product in Spain