John Lewis partners with Zopa Bank for personal loans up to £35K as Tesco and Sainsbury's exit banking. Why customer journey and value proposition determine embedded lending success.
Hilton launches detached debit cards in UK with fintech Currensea instead of traditional BaaS providers. Why this surprising partnership choice matters for embedded finance strategy.
Solaris shuts down EMI business from Contis acquisition while launching ADAC co-branded credit card. Why the German BaaS provider pivots to enterprise partnerships.
British BaaS provider Griffin opens to all companies after Foundation program targeting proptech and wealth management. How Brexit created UK banking infrastructure opportunity against Modulr and Weavr.
UK bank The Bank of London resolves tax dispute after CEO resignation and secures £42M funding in dramatic week. What this banking-as-a-service provider's turbulent timeline reveals.
Xero launches UK payroll services with Modulr reducing processing time 80% after accounts payable feature. How accounting platforms could earn majority revenue from embedded finance.
UK restaurant SaaS Nory launches lending with Youlend as 89% of US vertical SaaS companies embed finance. Why payments are the beachhead for European SME platforms.
Griffin secures UK banking license while Lemon Markets launches with Beatvest. How competing infrastructure providers with full licenses reshape European embedded finance.
Sainsbury's winds down banking business, joining Tesco in exiting financial services. Why UK retailers are rethinking banking licenses for embedded finance models.
