Botim started as the UAE's first free VoIP calling app and grew to over 150 million users globally. Now, Astra Tech, its parent company (part of the G42 ecosystem), is pushing it toward the fintech space. The company rebranded its payment platform, PayBy, as "Botim money" and consolidated all financial services under that single brand. The platform is licensed by the Central Bank of the UAE both as a Retail Payment Services Provider and Stored Value Facility.
Consumer and business products
Botim Money targets consumers and businesses in the UAE, focusing on underserved and unbanked communities. The product suite includes local and international money transfers, prepaid cards, and lending products like "Send Now, Pay Later." There's also an investment angle with access to National Bonds and gold. For merchants, a separate B2B arm, "Botim money for Business," offers POS solutions, salary disbursements, and Wage Protection System (WPS) integrations.
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Exploring crypto with Binance
The company recently signed an MoU with Binance at Binance Blockchain Week in Dubai to explore adding crypto capabilities to the app. Both parties are studying how digital asset access could work within UAE regulations. Nothing is launched yet, but the direction is clear: Botim wants to become a super-app where users can communicate, pay, transfer, and invest within the same ecosystem.
