Embedded Banking Done Differently: NoCFO’s Teemu Karuluoto on Choosing a Neobank Over BaaS
NoCFO’s Teemu Karuluoto explains why they chose a neobank over BaaS for embedded banking, and how it’s reshaping their accounting platform.
Learn from the builders of Embedded Finance. The Embedded Finance Review podcast drops every second Thursday. Available on all major listening platforms.
NoCFO’s Teemu Karuluoto explains why they chose a neobank over BaaS for embedded banking, and how it’s reshaping their accounting platform.
Banxware shifted from direct lender to lending enabler. Jens Roehrborn explains how their orchestration layer connects platforms with bank funding.
Jas Shah on why embedded finance partnerships fail, how to become "embedded ready," and how AI agents will reshape SME lending.
Alex Schoonkind from Embed breaks down what it really takes to embed payments successfully: timing, misconceptions, support overhead, and why thinking like a financial services company matters.
How non-financial brands build fintech teams from zero: expert insights on hiring product managers, compliance roles, and attracting top talent.
How Equine MediRecord solved the global horse insurance crisis with embedded insurance. Why 99% of horses are uninsured and how vertical SaaS can help.
Marcel Meitza from GetMomo explains how his vertical fintech built banking infrastructure for European property managers through German bank partnerships and ERP integrations.
Stefan Scherpenborg reveals how Nivoda built embedded credit for jewelry retailers, using marketplace data for superior underwriting and growth financing.
How PandaDoc scaled embedded payments from startup to core product. Philipp Pohlmann on integrating fintech into SaaS and why not every company should.
How Central & Eastern Europe drives embedded finance innovation. From Poland's 380+ fintech companies to Allegro's marketplace success and untapped opportunity.
Discover how Procounter is disrupting Finnish business banking by embedding €10/month accounts into accounting software, replacing €80/month traditional bank fees. Learn their embedded finance strategy serving 100K+ companies.
Discover the 5 partnership models Fintech startups use with banks and why these strategies are crucial for embedded finance success. Expert insights included.