Enabler

Enablers are the backend providers in Embedded Finance. They provide technology and/or regulatory coverage for non-financial brands to provide financial services (e.g., banking-as-a-service providers).

€35 billion of customer deposits across Europe now held by Electronic Money Institutions

New Celent report reveals €35 billion in customer deposits held by European Electronic Money Institutions. How EMIs are shaping fintech and embedded finance.

By Lars Markull

/ 3 Feb 2024

€35 billion of customer deposits across Europe now held by Electronic Money Institutions

ClearBank Appoints Paul Staples to Lead Embedded Banking Expansion

ClearBank appoints Paul Staples as Group Head of Embedded Banking, marking strategic shift to serve non-financial brands with cloud-based fintech infrastructure.

By Lars Markull

/ 14 Jan 2024

ClearBank Appoints Paul Staples to Lead Embedded Banking Expansion

Embedded Lending provider Banxware raises Series A

Banxware, Germany’s first embedded lending provider, raises €15M Series A from UniCredit and Fabrick to expand digital SME financing solutions.

By Lars Markull

/ 1 Dec 2023

Embedded Lending provider Banxware raises Series A

Should You Buy or Build Your Embedded Finance Frontend?

Exploring the pros and cons of white-label vs. custom frontends in embedded finance. Learn when non-financial brands should buy or build their banking interface.

By Lars Markull

/ 3 Nov 2023

Should You Buy or Build Your Embedded Finance Frontend?

Modulr agrees with regulator to stop onboarding new partners

UK BaaS provider Modulr stops onboarding new agents or distributors unless FCA approval is granted, while EU operations and direct customers remain unaffected.

By Lars Markull

/ 22 Oct 2023

Are US banks catching up with standalone BaaS?

As Mercury moves from Synapse to direct banking partnerships, US banks with BaaS offerings gain momentum, challenging standalone providers in embedded finance.

By Lars Markull

/ 7 Oct 2023

Hot to win with Embedded Finance

Winning in embedded finance isn't just about the best product. Non-financial brands can leverage existing businesses and customers to create an unfair advantage.

By Lars Markull

/ 7 Aug 2023

All Eyes on BaaS: Solaris, Verestro, and American Express Make Moves

Solaris raises €38M, Polish startup Verestro launches BaaS platform, and American Express introduces Sync for easier API integration in banking-as-a-service.

By Lars Markull

/ 7 Aug 2023

All Eyes on BaaS: Solaris, Verestro, and American Express Make Moves

Visa acquires Pismo for 1 Billion US-Dollars

Visa buys Brazilian core banking and processing provider Pismo for $1B, enhancing offerings in debit, credit, prepaid cards, and emerging payment rails like PIX.

By Lars Markull

/ 6 Jul 2023

Visa acquires Pismo for 1 Billion US-Dollars

Lithuania revokes Railsr’s EU license

Railsr (formerly Railsbank) loses Lithuanian e-money license as regulator cites serious compliance breaches with intermediaries, raising concerns for 90 EU clients.

By Lars Markull

/ 24 Jun 2023

Weavr partners with Visa to accelerate Embedded Finance adoption in B2B SaaS

UK-based embedded banking provider Weavr teams up with Visa to help B2B SaaS companies offer bank accounts and debit card services across the EU and UK.

By Lars Markull

/ 8 Jun 2023

Weavr partners with Visa to accelerate Embedded Finance adoption in B2B SaaS

Fifth Third Bank Acquires US BaaS Provider Rize Money Amid Market Consolidation

Fifth Third Bank strengthens embedded finance capabilities by acquiring BaaS provider Rize Money, marking potential consolidation in the crowded US BaaS market.

By Lars Markull

/ 24 May 2023

Fifth Third Bank Acquires US BaaS Provider Rize Money Amid Market Consolidation