Enabler

Enablers are the backend providers in Embedded Finance. They provide technology and/or regulatory coverage for non-financial brands to provide financial services (e.g., banking-as-a-service providers).

BKN301 secures €21.5 million funding to expand Banking-as-a-Service from MENA to Europe

BKN301 secures €21.5M to expand banking-as-a-service orchestration from MENA to Europe. Why this tech-only provider focuses on regulated financial institutions.

By Lars Markull

/ 19 Apr 2025

Rakuten acquires technology from insolvent banking-as-a-service provider Dock Financial

Rakuten acquires insolvent Dock Financial's technology and team. Could the Japanese fintech giant be planning European banking-as-a-service expansion like its Japan model?

By Lars Markull

/ 19 Apr 2025

Pliant acquires Hi.Health and increases its focus on insurance companies

Pliant acquires Hi.Health and partners with Pflegenavi, targeting insurance and care facilities with card-as-a-service. How healthcare embedded payments evolve.

By Lars Markull

/ 19 Apr 2025

Weavr partners with B4B Payments to enhance EU Embedded Banking offering

Weavr partners with B4B Payments for EU embedded banking with local IBANs via Banking Circle. How e-money licenses enable infrastructure control.

By Lars Markull

/ 13 Apr 2025

Ryft secures £5.7M to power Embedded Payments for marketplaces and platforms

Ryft raises £5.7M for embedded payments targeting marketplaces and platforms. How specialist providers challenge Stripe and Adyen.

By Lars Markull

/ 13 Apr 2025

Qonto launches embedded banking offering

Qonto launches embedded banking across 8 European countries competing with traditional BaaS providers. Why direct customer access changes the embedded banking model.

By Lars Markull

/ 31 Mar 2025

Qonto launches embedded banking offering

NymCard Secures $33M Series B Funding to Expand Banking-as-a-Service in MENA Region

NymCard raises $33M Series B for banking-as-a-service in MENA region. Why the fintech-focused provider may pivot to embedded finance as next growth phase.

By Lars Markull

/ 19 Mar 2025

Airwallex launches new products focused on the creator industry

Airwallex launches tax submission features for creator platforms as part of embedded finance push. Why global reach beats local features for cross-border creator economy.

By Lars Markull

/ 9 Mar 2025

Marqeta acquires TransactPay - why is this a big step?

Marqeta acquires e-money institution TransactPay to offer complete card issuing in EU and UK without separate BIN sponsors. Why this consolidation changes European embedded payments.

By Lars Markull

/ 26 Feb 2025

This is Solaris’ rescue funding and what it means for its investors

German BaaS provider Solaris raises EUR 140M rescue funding led by SBI Holdings with harsh terms leaving previous investors massively diluted at 80:20 split.

By Lars Markull

/ 3 Feb 2025

This is Solaris’ rescue funding and what it means for its investors

French infrastructure providers on the rise

French fintech infrastructure providers Formance raises $21M and Swan extends Series B to $84M total. Why France is emerging as European embedded finance infrastructure leader.

By Lars Markull

/ 3 Feb 2025

Finmid extends lending coverage to twenty countries

Finmid expands embedded lending to 20 European countries across Eastern and Southern Europe. Why local lending regulations complicate expansion.

By Lars Markull

/ 27 Jan 2025

Finmid extends lending coverage to twenty countries