Enabler

Enablers are the backend providers in Embedded Finance. They provide technology and/or regulatory coverage for non-financial brands to provide financial services (e.g., banking-as-a-service providers).

The Intergiro Story: How a Profitable BaaS Provider Lost Its License Overnight - Told by Nick Root

Intergiro was profitable and bootstrapped. Then the Swedish regulator revoked its license overnight. CEO Nick Root tells his side of the story.

By Lars Markull

/ 5 Feb 2026

The Intergiro Story: How a Profitable BaaS Provider Lost Its License Overnight - Told by Nick Root

Airwallex Expands to DACH with €31 Million Investment

Airwallex launches in Germany with €31M investment. The Australian payments platform targets SMEs and embedded finance partnerships across the DACH region.

By Lars Markull

/ 3 Feb 2026

Shares enters exclusive talks to acquire Treezor from Société Générale

French investment fintech Shares enters exclusive negotiations to buy Treezor, the BaaS platform that helped launch Qonto, Lydia, and Swile.

By Lars Markull

/ 30 Jan 2026

Shares enters exclusive talks to acquire Treezor from Société Générale

NatWest Boxed update: AA, Saga live, three more in the pipeline

NatWest Boxed now has five BaaS customers live, including the AA and Saga, with three more unannounced. Point-of-sale lending is next on the roadmap.

By Lars Markull

/ 26 Jan 2026

NatWest Boxed update: AA, Saga live, three more in the pipeline

Worldline and YouLend Launch Cash Advance for European SMBs

Worldline launches merchant financing with YouLend. Plus: why PSPs are racing to add lending, and YouLend's $230M revenue milestone.

By Lars Markull

/ 19 Jan 2026

Worldline and YouLend Launch Cash Advance for European SMBs

Banxware's Lending Orchestration Layer: Connecting Platforms, Banks & SMEs

Banxware shifted from direct lender to lending enabler. Jens Roehrborn explains how their orchestration layer connects platforms with bank funding.

By Lars Markull

/ 15 Jan 2026

Banxware's Lending Orchestration Layer: Connecting Platforms, Banks & SMEs

Modulr Partners with FIS to Enter US Market

UK payments infrastructure provider Modulr expands into the US through a partnership with FIS, marking its first market outside Europe and adopting a different playbook.

By Lars Markull

/ 12 Jan 2026

Modulr Partners with FIS to Enter US Market

Swan Launches Belgian IBAN Accounts as Sixth Local Market

Swan launches Belgian IBAN accounts, now offering local IBANs across six European markets. Existing customers like Accountable likely drove this.

By Lars Markull

/ 2 Jan 2026

Modulr joins Conferma's network for travel and hotel payments

Modulr is now a connected issuer within Conferma's travel payment platform, enabling real-time virtual cards for TMCs and OTAs.

By Lars Markull

/ 14 Dec 2025

Modulr joins Conferma's network for travel and hotel payments

Green Dot splits its bank and embedded finance unit

Green Dot is splitting into two businesses: Smith Ventures will acquire the embedded finance unit known for powering Uber's checking account, while CommerceOne acquires the bank. Here's why the separation unlocks growth.

By Lars Markull

/ 30 Nov 2025

Green Dot splits its bank and embedded finance unit

Building Embedded Payments Right with Alex Schoonkind from Embed

Alex Schoonkind from Embed breaks down what it really takes to embed payments successfully: timing, misconceptions, support overhead, and why thinking like a financial services company matters.

By Lars Markull

/ 13 Nov 2025

Building Embedded Payments Right with Alex Schoonkind from Embed

E-commerce Lender Wayflyer Launches Hosted Capital Platform Financing Solution

Wayflyer launches Hosted Capital, enabling e-commerce platforms to offer financing to customers. But there's a catch: it's not fully embedded - yet.

By Lars Markull

/ 28 Oct 2025

E-commerce Lender Wayflyer Launches Hosted Capital Platform Financing Solution