Finmid partners with Glovo and Froda expands with Ageras from Germany to Denmark. How embedded lending is quietly becoming standard across European platforms.
What happened: Berlin-based Circula has announced the extension of its Series A round, which is mainly focused on developing its AI-powered autonomous expense processing (Circula, EU Startups).
My comment: I
European restaurant software allO launches embedded lending with Finmid offering up to €200K revenue-based financing. Following Toast's playbook in fragmented market.
Rakuten acquires insolvent Dock Financial's technology and team. Could the Japanese fintech giant be planning European banking-as-a-service expansion like its Japan model?
Pliant acquires Hi.Health and partners with Pflegenavi, targeting insurance and care facilities with card-as-a-service. How healthcare embedded payments evolve.
Vorwerk partners with Hakuna for embedded insurance on Kobold vacuum cleaners across online, retail, and advisers. How Hakuna is signing major European brands.
German wholesaler Metro shuts down Financial Services after reaching 25,000 B2B customers. Why retailers struggle to create compelling value with embedded banking.
German bookkeeping provider Lexware adds Youlend as fourth financing partner. Why partnership models may outperform embedded integration for marketplace lending.
German BaaS provider Solaris raises EUR 140M rescue funding led by SBI Holdings with harsh terms leaving previous investors massively diluted at 80:20 split.
German fintech-healthcare startup Nelly raises €50M led by Cathay Innovation for Patient Experience Platform. How vertical fintech is transforming outdated medical practice workflows.
