Barclays completes Tesco Bank acquisition but keeps Tesco brand for 10 years. Why retailers struggle to create compelling embedded finance despite customer advantages.
British retailer Currys upgrades BNPL with BNP Paribas after 20% purchase adoption surpasses credit cards. Why branded financing beats consumer BNPL platforms for large merchants.
John Lewis partners with Zopa Bank for personal loans up to £35K as Tesco and Sainsbury's exit banking. Why customer journey and value proposition determine embedded lending success.
Swedish retailer Hemköp launches banking product with SEB Embedded after Coop's failure. Why loyalty points alone may not be enough to win embedded banking customers.
Swiss retailer Coop shuts down banking product just nine months after launch. Why standalone offerings fail and what retailers get wrong about embedded finance.
Sainsbury’s is winding down its banking business, joining Tesco in exiting core financial services. Explore why leading UK retailers are rethinking traditional banking licenses and shifting towards embedded finance and distribution models.
Halfords, the UK's leading motoring and cycling retailer, partners with Kriya to offer flexible trade credit for business customers. Discover how embedded payments automate trade processes, improve cash flow, and enhance the B2B buying experience both online and in-store.
Switzerland’s largest retailer, Coop, launches Coop Finance+ with Additiv, offering banking, payments, and future investment products through multiple financial partners.
