Shopify Finance consolidates banking, credit, lending, bill pay and tax in one dashboard. How the e-commerce giant is becoming Bank Shopify through rebundling.
US sponsor banks exit banking-as-a-service as regulators tighten oversight while Fifth Third and Green Dot double down. Why only large companies may afford embedded finance access.
US lending provider Pipe launches embedded business card for software companies, shifting from revenue-based financing. Why UK expansion with GoCardless signals transformation.
Shopify upgrades banking product for Plus merchants with balance rewards and high transfer limits. How premium banking features drive adoption of Shopify Capital lending.
Brex launches embedded product but partners use actual Brex-branded cards not white-label. Why this dual revenue strategy differs from traditional BaaS and Pliant.
Alloy and FINTRAIL survey reveals US sponsor banks staying in embedded finance despite Synapse bankruptcy and regulatory pressure. Why partnership models are evolving.
X secures 33 US state licenses for peer-to-peer payments but needs payment processor approval for commerce revenue. Why P2P alone won't transform the platform.
Unit signs two US banks for direct-to-bank embedded finance after consent orders. Does Europe need similar providers beyond UniCredit-Vodeno and SEB to enable banks?
