Vodeno

Vodeno is the Polish banking platform owned by UniCredit since 2024. Coverage of companies such as inFakt, Wealthon and Metro Financial Services that build on UniCredit and Vodeno, and of the technology behind NatWest Boxed.

inFakt launches business account with UniCredit inside its accounting app

inFakt launches a UniCredit business account inside its accounting app. How the Polish embedded banking setup works and where Vodeno fits.

By Lars Markull

/ 9 Oct 2026

inFakt launches business account with UniCredit inside its accounting app

UniCredit funds Wealthon's SME lending book via Vodeno

UniCredit signs €115m receivables purchase deal with Polish fintech Wealthon, funding SME lending via Vodeno's BaaS platform.

By Lars Markull

/ 10 May 2026

UniCredit funds Wealthon's SME lending book via Vodeno

Banxware Transitions to Forward Flow Model with €10M UniCredit Investment

German embedded lending provider Banxware secures €10M from UniCredit and shifts to forward flow model. Why this strategic pivot changes risk management in marketplace financing.

By Lars Markull

/ 5 Jun 2025

German Wholesaler Metro Shuts Down B2B Financial Services After 25,000 Customer Milestone

German wholesaler Metro shuts down Financial Services after reaching 25,000 B2B customers. Why retailers struggle to create compelling value with embedded banking.

By Lars Markull

/ 14 Mar 2025

Shaul David, Banking-as-a-service advisor: Why did UniCredit acquire Vodeno

How UniCredit's acquisition of Vodeno and Aion Bank reshapes European embedded finance. Expert insights from Shaul David on the €370M deal and future of BaaS.

By Lars Markull

/ 30 Jul 2024

Shaul David, Banking-as-a-service advisor: Why did UniCredit acquire Vodeno

Michael Zyber, CEO Metro FS: Why a food wholesaler is building embedded finance products

Listen to our first podcast with Michael Zyber, CEO at Metro FS, on how he turned a decades-old German corporate into an embedded finance company.

By Lars Markull

/ 4 Jun 2024

Michael Zyber, CEO Metro FS: Why a food wholesaler is building embedded finance products

Is UniCredit buying BaaS provider Vodeno?

UniCredit is reportedly eyeing Polish BaaS provider Vodeno. Could this surprise move mark the bank’s entry into embedded finance innovation?

By Lars Markull

/ 4 Mar 2024

Is UniCredit buying BaaS provider Vodeno?

Metro Financial Services crosses 10,000 customers

Metro FS, the German wholesale subsidiary, hits 10,000 customers with its Mastercard debit card, BNPL, and cashback program showing strong product-market fit.

By Lars Markull

/ 6 Jul 2023

Metro Financial Services crosses 10,000 customers