Uber has quietly rolled out its Uber Pro Card in the UK, bringing instant payouts, cashback rewards and a linked bank account to drivers and couriers (Uber). The product has been available in the US since 2016, initially launched with Green Dot (Green Dot) before a partnership breakdown that ended in court. Uber relaunched the US product in 2022 with Branch, Evolve Bank and Marqeta (Marqeta). The UK expansion, announced by Mastercard in July 2025 (Mastercard), is now live, with drivers able to join a waitlist through the Driver app.
What UK drivers get with the Uber Pro Card
The Uber Pro Card gives UK drivers instant access to earnings after each trip, eliminating weekly payout cycles or cash-out fees (DM News). Drivers earn up to 3% cashback on fuel at BP stations and on public EV charging, with rates tied to their Uber Pro loyalty tier. The card includes a savings account offering up to 3% interest and a current account with around 0.5% interest. The cashback is capped at £25 per category per month. The Mastercard-branded debit card works anywhere Mastercard is accepted and comes as both a virtual and a physical option.
How Uber built its UK banking product
The UK product runs on a localised infrastructure stack. On its product website, Uber lists Griffin and Transact Payments as partners (Uber), but yet been confirmed more companies are involved:
- Griffin is a UK-based BaaS bank that began full operations in March 2024. It provides the underlying banking services, including current and savings accounts. Griffin listed Uber among its customers in its December 2025 update (Griffin).
- Transact Payments is a UK-based card issuer licensed by Mastercard. It handles the issuance and acts as a BIN sponsor.
- Marqeta acquired Transact Payments in 2024 and powers the US Uber Pro Card as the issuer processor. It is likely to play a similar role in the UK product, but this has not yet been confirmed.
What this means for embedded finance
Uber's move fits a broader pattern of gig-economy platforms becoming financial service providers for their workforce. Drivers face variable income, fuel costs and the need for flexible cash flow - problems that traditional banking products don't address well. By embedding financial services directly into the driver app, Uber increases platform stickiness while capturing a share of driver spending. For non-financial brands watching the embedded finance space, this is a clear example of how financial products can strengthen relationships with a workforce or customer base.
