FLEET220, an Italian fleet management and charging infrastructure company, just announced ODOS, a new payment card powered by Visa, Enfuce, and Cardlay (FLEET220). FLEET220 helps companies manage their transition to electric and hybrid vehicles. They design, supply, and install charging infrastructure at offices and homes, then provide the platform that manages chargers, drivers, and fleet operations across Europe.
Managing Fleet Expenses Across Systems
Managing fleet expenses for mixed electric, hybrid, and traditional vehicles creates fragmentation. Drivers use different cards for charging, fuel, parking, and tolls. Finance teams pull data from multiple sources. Payment records live separately from fleet operations and vehicle telematics. Driver compliance is hard to enforce across disconnected systems.
ODOS Integrates Payments Into the Platform
ODOS solves this by embedding payments directly into FLEET220's ecosystem. When a driver uses the card, payment data flows natively into the platform alongside telematics, driver profiles, and vehicle data. The system can enforce policy in real time: spending caps by driver or cost center, restricted merchant categories, geofencing by location, time-based restrictions. Every transaction is immediately visible and under control because it lives inside your fleet management system.
Behind this integration is a three-part infrastructure stack. Visa provides Fleet 2.0, their commercial payments standard with real-time data capabilities. Enfuce, a Finnish processor, handles the backend: card lifecycle management, transaction processing, and regulatory compliance across Europe. Cardlay, a Danish spend management platform, built the white-label interface where drivers and fleet managers control cards and expenses.
When a transaction happens, it's automatically mapped to driver, vehicle, route, and energy type. Receipts are captured and VAT data normalized as part of the payment flow. Emissions calculations happen tied to the payment itself, not as a separate reporting layer. Everything lives in one place.
The platform launches in Q1 2026, with early adopters able to preregister now.
