US banking-as-a-service provider Treasury Prime pivots from fintech to bank-direct offering amid regulatory pressure. Why this shift could reshape the BaaS industry.
US sponsor banks face increasing regulatory scrutiny as fintech partnerships grow. Explore why partner banks like Blue Ridge Bank are under pressure, and how compliance challenges are reshaping embedded finance and banking-as-a-service in the US.
As Mercury moves from Synapse to direct banking partnerships, US banks with BaaS offerings gain momentum, challenging standalone providers in embedded finance.
Fifth Third Bank strengthens embedded finance capabilities by acquiring BaaS provider Rize Money, marking potential consolidation in the crowded US BaaS market.