Allegro partners with PKO Bank Polski to launch embedded merchant lending and account-to-account payments, targeting 1 million new bank customers and PLN 1.5 billion in loans.
How Allegro uses embedded finance to drive growth: Allegro Pay funds 15.3% of GMV with PLN 3.3B in loans, proving non-financial brands can build financial products.
Polish e-commerce platform Shoper launches merchant cash advance and B2B Buy Now Pay Later with PragmaGO. Exploring embedded finance expansion in Eastern Europe.
ING and Amazon Germany end lending partnership after five years due to low volume. Why the product wasn't truly embedded and what Amazon's Youlend replacement reveals.
Shopify Capital expands to UK and Germany with YouLend after funding $4.7B since 2016. How the embedded lending pioneer scales its European marketplace financing.
Mercado Libre's Mercado Pago applies for Argentina bank license to build Latin America's largest digital bank. How fintech now drives 44% of e-commerce revenue.
Indonesian e-commerce Bukalapak shuts down Standard Chartered banking partnership after limited success. Why the company pivots to digital payments and government transactions.
Worldline partners with Wix for payment expansion in Europe and Asia Pacific. Could the website builder follow Shopify's embedded finance playbook next?
Shopify Finance consolidates banking, credit, lending, bill pay and tax in one dashboard. How the e-commerce giant is becoming Bank Shopify through rebundling.
