Allegro, Europe's largest e-commerce marketplace, uses embedded finance to drive growth. Allegro Pay funds 15.3% of GMV with PLN 3.3B in loans, proving how non-financial brands build successful financial products.
Polish e-commerce platform Shoper launches merchant cash advance and B2B Buy Now Pay Later with PragmaGO. Exploring embedded finance expansion in Eastern Europe.
ING and Amazon Germany end lending partnership after five years due to low volume. Why the product wasn't truly embedded and what Amazon's Youlend replacement reveals.
Shopify Capital expands to UK and Germany with YouLend after funding $4.7B since 2016. How the embedded lending pioneer is scaling its European marketplace financing.
Mercado Libre's Mercado Pago applies for Argentina bank license to build Latin America's largest digital bank. How fintech now drives 44% of e-commerce giant's revenue.
Indonesian e-commerce Bukalapak shuts down Standard Chartered banking partnership after limited success. Why the company is pivoting to digital payments and government transactions instead.
Worldline partners with Wix for payment expansion in Europe and Asia Pacific. Could the website builder follow Shopify's embedded finance playbook next?
Shopify Finance consolidates banking, credit, lending, bill pay and tax in one dashboard for merchants. How the e-commerce giant is becoming Bank Shopify through financial rebundling.
Shopify upgrades banking product for Plus merchants with balance rewards and high transfer limits. How premium banking features drive adoption of Shopify Capital lending.
