Hi Embedded Finance Friend
Happy New Year! I hope you had some relaxing holidays and are fully recharged for an exciting 2026!
In this monthly newsletter, I share the biggest European Embedded Finance stories of the past month. As expected, December was a relatively quiet month. You can find all the stories linked below.
In addition, I highly recommend checking out my Embedded Finance Recap of 2025. I shared the 10 biggest stories and the six most popular podcast episodes of the past year.
And now let’s dive in 👇
From the Knowledge Hub:
News
In December 2025, I covered five different Embedded Finance stories. Short summaries with a link to my website for a more extended version (sorted by number of views):
- Austrian POS provider ready2order and German embedded lending infrastructure provider finmid have partnered to launch readyMoney, a financing product built directly into the POS software. EFR
- Sony plans a USD stablecoin for PlayStation and streaming payments. Sony Bank will issue a USD stablecoin in 2026 for payments across PlayStation and other Sony entertainment services.EFR
- Botim money: UAE super-app turns 150 million users into fintech customers. Botim money is the financial arm of UAE super-app Botim, offering payments, lending, and investments to 150 million users. EFR
- ClubManager expands UK presence with Worldpay embedded payments. Australian gym software provider ClubManager expands to the UK with Worldpay embedded payments.EFR
- Modulr joins Conferma's network for travel and hotel payments. Modulr is now a connected issuer on Conferma's travel payment platform, enabling TMCs and OTAs to issue real-time virtual cards. EFR
Podcast
In December, I did not publish any podcast episodes. You can blame the busy end of the year and my lack of preparation, I guess. But I have three episodes ready for January and a few more recordings in the pipeline. I plan to make up for the two missed episodes in the first weeks of the year.
Thank you for reading. I hope you enjoyed this edition.
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And if you need help understanding, building, or launching an embedded finance product, visit my website and get in touch.
Best wishes from Berlin,
Lars Markull (LinkedIn)
