Hi Embedded Finance Friend
After a successful event in Frankfurt on May 21st (Event Recap), we are hosting one more event before the summer. Join Airwallex, Debtist and Embedded Finance Review in Berlin on June 11th for an evening with Fintech Drinks & Stories. Register here
News
In May, I covered 9 Embedded Finance stories. Click through to read the full versions on my website (sorted by views):
- Briqs offers PSPs the technology layer for embedded lending without the balance sheet. Built by former Adyen Capital operators. (EFR)
- TikTok and Visa launched a UK Creator Card for TikTok LIVE earners. Who's the BaaS partner behind it, and why the UK before the US? (EFR)
- Vinted has its own EMI and launched Vinted Pay. It has just signed a long-term renewal with Mangopay across Europe. Here's what the architecture suggests. (EFR)
- Irish salon OS Barespace launches Barespace Capital, embedding loans of €2k to €2m. The lending partner remains undisclosed. (EFR)
- UniCredit signs €115m receivables purchase deal with Polish fintech Wealthon, funding SME lending via Vodeno's BaaS platform. (EFR)
- Marginalen Bank launches Embedded Banking, becoming the second Swedish bank to offer BaaS to non-bank companies, following SEB Embedded. (EFR)
- Failed UK neobank Frost reinvents itself as Keel, a profitable BaaS provider serving fintechs in remittance, treasury, property and neobanking. (EFR)
- Bright adds a pay button to BrightBooks invoices through Unipaas, completing its back-office stack for UK and Ireland accountants and SMBs. (EFR)
- Syspro and Nuvei embed payments into Syspro's ERP for manufacturers. Here's why this matters for the order-to-cash workflow. (EFR)
Podcast
In April, I published one podcast episode. Click through for details and links to all platforms:
- Airwallex Head of Growth DACH, Tom Sellin, on the embedded finance API, who is already using it, and what it takes to bring a global fintech to the German market. (EFR)
- Mark Holleman, co-founder of Thred, on embedded accounting and why the race to own the SME runs through the platforms they already use. (EFR)
Thank you for reading. I hope you enjoyed this edition.
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And if you need help understanding, building, or launching an embedded finance product, visit my website and get in touch.
Best wishes from Berlin,
Lars Markull (LinkedIn)
